Category Archives: Education

IDENTITY THEFT TIP SHEET

Prevent New Credit Account Fraud – Credit Freeze

The best defense against new credit account fraud is to place a
credit freeze on your credit report with each of the credit bureaus listed below.

A credit freeze, also known as a security freeze, prevents new creditors from viewing your credit history report.

A credit freeze is FREE and is permanent until you temporally lift or remove the freeze.

Do not confuse a freeze with a lock – they are not the same.

With a lock you are giving up your rights under the FCRA.

Stick with a credit freeze – avoid a lock

To place a credit freeze, contact each credit bureau directly and create your online account.

Setting up the online account makes the freeze more manageable. Plus, you’ll get access to your free credit reports.

TransUnion https://service.transunion.com/
Experian https://www.experian.com
Equfax https://my.equifax.com
Innovis https://innovis.com
NCTUE https://nctue.com

You should also register your home address with the post office and turn on their service “Informed Delivery. This will email you a picture mail that is coming to your home. In the event someone else files a change of address (1st thing the crook does before he can get the equity out of your home) the post office will notify you.

1st set up an account: https://reg.usps.com/entreg/RegistrationAction_input

2nd then sign up for: https://www.usps.com/manage/informed-delivery.htm

CYBERSECURITY EXPERTS SAY: UPDATE ALL APPLE DEVICES NOW ! VENERABILITY FOUND !

Apple is directing users of most of its devices to update their software after the company discovered a vulnerability in its operating systems that it says “may have been actively exploited.”

In security updates posted online on Wednesday and Thursday, Apple said the vulnerability affects iPhones dating back to the 6S model, iPad 5th generation and later, iPad Air 2 and later, iPad mini 4 and later, all iPad Pro models and the 7th generation iPod touch.
Apple (AAPL) said the vulnerabilities give hackers the ability to take control of a device’s operating system to “execute arbitrary code” and potentially infiltrate devices through “maliciously crafted web content.”
The vulnerability also extends to Mac computers running the company’s Monterey OS as well as Apple’s Safari browser on its Big Sur and Catalina operating systems, the company said in a subsequent update.

Cybersecurity experts urged Apple users to update their devices, with the US government’s Cybersecurity and Infrastructure Security Agency warning that “an attacker could exploit one of these vulnerabilities to take control of an affected device.”
The agency said affected users should “apply the necessary updates as soon as possible.”

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