Prevent New Credit Account Fraud – Credit Freeze

The best defense against new credit account fraud is to place a
credit freeze on your credit report with each of the credit bureaus listed below.

A credit freeze, also known as a security freeze, prevents new creditors from viewing your credit history report.

A credit freeze is FREE and is permanent until you temporally lift or remove the freeze.

Do not confuse a freeze with a lock – they are not the same.

With a lock you are giving up your rights under the FCRA.

Stick with a credit freeze – avoid a lock

To place a credit freeze, contact each credit bureau directly and create your online account.

Setting up the online account makes the freeze more manageable. Plus, you’ll get access to your free credit reports.


You should also register your home address with the post office and turn on their service “Informed Delivery. This will email you a picture mail that is coming to your home. In the event someone else files a change of address (1st thing the crook does before he can get the equity out of your home) the post office will notify you.

1st set up an account:

2nd then sign up for: